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ข้อกำกับใน Sandbox จะส่งผลอย่างไรต่อการนำระบบไปใช้จริงของธนาคารและผู้ให้บริการชำระเงิน?มาตรการคุ้มครองผู้ใช้และช่องทางเยียวยาจะออกแบบอย่างไรเมื่อเกิดข้อผิดพลาดจาก Smart Contract หรือระบบ DLT?ความเข้ากันได้ (interoperability) ระหว่าง Programmable Payment กับระบบชำระเงินเดิมและระหว่างประเทศจะจัดการอย่างไร?
