SCB EIC มอง BNPL ซื้อก่อน จ่ายทีหลัง ตัวแปรใหม่ของการช้อปปิ้ง

สำนักข่าวอีไฟแนนซ์ไทย- -11 ก.ย. 66 16:04 น. BNPL ได้รับความนิยมจากคนรุ่นใหม่ จากจุดเด่นที่เข้าถึงง่ายและปลอดดอกเบี้ยBuy Now, Pay Later (BNPL) หรือ การซื้อสินค้าแบบ “ซื้อก่อน จ่ายทีหลัง” เป็นการซื้อสินค้าที่มีการแบ่งชำระเงินออกเป็นงวด ๆ เท่า ๆ กัน โดยงวดแรกเกิดขึ้น ณ วันทำการซื้อขาย และการชำระครั้งต่อไปจะเรียกเก็บจากบัญชีธนาคาร บัตรเดบิต หรือบัตรเครดิตของผู้ใช้บริการ จนกว่าจะชำระเต็มจำนวน ซึ่งการซื้อก่อนจ่ายทีหลังจะมีค่าธรรมเนียมในอัตราที่ต่ำ ไม่มีดอกเบี้ยหากชำระภายในระยะเวลาที่กำหนด BNPL ได้รับความนิยมในการซื้อขายสินค้าออนไลน์

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SCB EIC มอง BNPL ซื้อก่อน จ่ายทีหลัง ตัวแปรใหม่ของการช้อปปิ้ง

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