สรุปหุ้นเด่นทางพื้นฐาน (03/12/68)

efinAI

สำนักข่าวอีไฟแนนซ์ไทย- -3 ธ.ค. 68 9:34: น. บล.กรุงศรี หุ้น ราคาพื้นฐาน(บาท) คำแนะนำ/ประเด็นที่สำคัญ SAWAD 28 เราคงมองว่า SAWAD มีความเสี่ยงด้านคุณภาพสินทรัพย์มากสุดในกลุ่ม เห็นได้ 3Q25 จาก Gross NPL เพิ่มขึ้น +3% q-q ทำให้ NPL Ratio ที่ 3.90% เพิ่มขึ้นจาก 2Q25 ที่ 3.84% และ NPL Formation เพิ่มขึ้น +7% q-q สำหรับกำไรสุทธิ 3Q25 ที่ 1,323 ลบ. ดีกว่าเราคาด เพราะรับรู้กำไรเงินลงทุน THAI จำนวน 86 ลบ. หากไม่รวมรายการดังกล่าวกำไรสุทธิจะใกล้เคียงกับเราคาด โดยกำไรเพิ่มขึ้น +2% y-y และ +4% q-q เพราะ i) รับรู้กำไรเงินลงทุน

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